Yacht insurance – for perfect insurance cover, it takes more than just comparing price and performance. It’s also about understanding and appreciating the different needs of boat owners.
Not only do we have a wealth of expertise and experience; with us you can count on personal and competent service, especially when it comes to claims settlement. We are your contact for boat insurance, yacht and motor yacht insurance.
The SeaHelp principle: Minimise damage as far as possible already by the local emergency services in order to be able to offer members reasonable insurance premiums and coverage. The reinsurers reward this with reduced premiums, which SeaHelp passes on to its members. SeaHelp Insurance policyholders also benefit from a personal contact person on site, who normally guarantees quick and uncomplicated claims settlement.
SeaHelp contact person for yacht insurance
This is only a cover statement (as an example from Helvetia) where we believe this is important for our customers. Please refer to the general conditions for the full scope of insurance.
Your ship including accessories and indicated dinghy, all nautical equipment such as GPS, autopilot, all technical equipment, tarpaulin, solar panel, wind generator, even binoculars, radio, etc. are insured according to the conditions. Even personal belongings up to 10% of the total insurance sum (up to a maximum of EUR 3,500.-) are also insured in the event of loss through robbery or theft.
All risks such as collision, grounding, theft, fire, storm, hail, sinking, transport, ditching/retrieval, etc. are insured, with the exception of the exclusions listed in our terms and conditions.
It goes without saying that the sum insured selected by you is agreed as a fixed rate, which we use in accordance with all legal requirements in the event of damage.
Partial damages are reimbursed up to the amount of the sum insured on the basis of the repair invoice without deductions “new for old”.
If salvage and/or disposal is necessary, the resulting costs are covered with a sum of € 30,000!
The risk of land, sea transport and cranes is also insured.
You’ve touched ground with your ship. The necessary inspection costs, regardless of whether damage is found, are insured.
Such damage happens quickly. In order that you do not have to bear these costs, we do not exclude such damages.
Personal injury, damage to property, rent and financial losses are also insured.
For unjustified claims for damages on the part of third parties, the court and lawyer’s fees for legal defence will be paid.
Your ship has been damaged by a third party, who cannot pay due to insolvency or insufficient sum insured. With us you still have insurance cover.
Also insured are damages resulting from the use of dinghies belonging to the vehicle and of water sports equipment, if these are specified.
Covered (under liability) are losses arising, for example, from the pollution of water, including groundwater.
There is no deductible in the event of total loss of the insured boat due to burglary and damage caused by fire, arson and lightning. In the case of damage to dinghies and trailers documented in the policy, the deductible is generally € 500,-.
The combination of breakdown service and insurance saves the insurance companies money.
The result is a favourable insurance premium for your boat.
Together with our partners we stand for competent and fast claims handling!
Managing Directors: Wolfgang Dauser, Robert Perger