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Sea-Help Insurance Broker GmbH

Yacht insurance

Yacht insurance for your sailing yacht, motor yacht or boat

As the leading European nautical breakdown service, SeaHelp also offers insurance for boats and yachts.
Yacht insurance – for perfect insurance cover, it takes more than just comparing price and performance. It’s also about understanding and appreciating the different needs of boat owners. Not only do we have a wealth of expertise and experience; with us you can count on personal and competent service, especially when it comes to claims settlement. We are your contact for boat insurance, yacht and motor yacht insurance. The SeaHelp principle: Minimise damage as far as possible already by the local emergency services in order to be able to offer members reasonable insurance premiums and coverage. The reinsurers reward this with reduced premiums, which SeaHelp passes on to its members. SeaHelp Insurance policyholders also benefit from a personal contact person on site, who normally guarantees quick and uncomplicated claims settlement.

Therefore trust in SeaHelp Yacht insurance

Do you have any questions?

Customer service
SeaHelp Insurance executive Director Robert Perger

Robert Perger

SeaHelp contact person for yacht insurance

+43 (0) 7617 - 21921 90

Brief overview and coverages

Important note!

This is only a cover statement (as an example from Helvetia) where we believe this is important for our customers. Please refer to the general conditions for the full scope of insurance.

Your ship including accessories and indicated dinghy, all nautical equipment such as GPS, autopilot, all technical equipment, tarpaulin, solar panel, wind generator, even binoculars, radio, etc. are insured according to the conditions. Even personal belongings up to 10% of the total insurance sum (up to a maximum of EUR 3,500.-) are also insured in the event of loss through robbery or theft.

All risks such as collision, grounding, theft, fire, storm, hail, sinking, transport, ditching/retrieval, etc. are insured, with the exception of the exclusions listed in our terms and conditions.

It goes without saying that the sum insured selected by you is agreed as a fixed rate, which we use in accordance with all legal requirements in the event of damage.

Partial damages are reimbursed up to the amount of the sum insured on the basis of the repair invoice without deductions “new for old”.

If salvage and/or disposal is necessary, the resulting costs are covered with a sum of € 30,000!

The risk of land, sea transport and cranes is also insured.

You’ve touched ground with your ship. The necessary inspection costs, regardless of whether damage is found, are insured.

Such damage happens quickly. In order that you do not have to bear these costs, we do not exclude such damages.

Personal injury, damage to property, rent and financial losses are also insured.

For unjustified claims for damages on the part of third parties, the court and lawyer’s fees for legal defence will be paid.

Your ship has been damaged by a third party, who cannot pay due to insolvency or insufficient sum insured. With us you still have insurance cover.

Also insured are damages resulting from the use of dinghies belonging to the vehicle and of water sports equipment, if these are specified.

Covered (under liability) are losses arising, for example, from the pollution of water, including groundwater.

There is no deductible in the event of total loss of the insured boat due to burglary and damage caused by fire, arson and lightning. In the case of damage to dinghies and trailers documented in the policy, the deductible is generally € 500,-.

Insurance FAQ - Frequently asked questions

General questions about boat insurance

Liability cover applies in the same area as comprehensive cover.

Italy € 6 million (€ 5 million for personal injury and € 1 million for property damage)
Spain € 336,568 (€ 240,406 for personal injury and € 96. 162 for property damage)
Croatia 3.5 million kuna (approx. € 486,000)
Greece € 500,000 for property damage and € 150,000 for environmental damage

This problem can also be solved with the loss of receivables cover, which is insured free of premiums as part of the boat/yacht liability insurance (see the policy for the sum insured).

If a court-ordered claim for damages cannot be realized even by compulsory enforcement, your own boat/yacht liability insurance will treat you as an “accident victim”.

The prerequisite for this insurance cover is that the party responsible for the damage must have had their permanent residence in a state of the European Union or Switzerland at the time of the occurrence of the loss event.

The insurance cover does not include damage to the boat named in the policy, as this can also be insured under the proven hull cover in the event of third-party fault.

The permanent berth/location of the boat in summer and winter must be in Europe.

The so-called “blue cards”, also known as certificates, are no longer printed on blue paper, i.e. you will now receive these insurance certificates on white paper. However, there are no changes to the content.

Insurance cover begins at the earliest on the day of receipt by the insurer by post, fax or email. The application data and documents must also be complete.

The free transfer of the boat to authorized persons with a valid driver’s license is also insured.

No, but we can give a special discount if the boat is not being used and is only in the harbor or on land and is not being actively used.

If the vehicle is sold, the contract of sale must be sent to the insurer, as there is no automatic notification to the insurer of de-registrations and re-registrations by an official body. The seller then receives a pro rata refund of the premium.
The buyer can then continue the insurance in his name with us, but a new contract will be concluded.

The notice period of 3 months before the contract expires must be observed in writing.

Our “SeaHelp Helpline” provides you with the fastest and best possible assistance in the event of a hull or liability insurance claim (even at sea). This ensures that in the event of a claim you receive immediate support 24 hours a day, 365 days a year in organizing the necessary claims handling measures for boat insurance.

Frequently asked questions about boat & yacht hull insurance

All risks are covered for the duration of the insurance, e.g. theft, fire, sinking, grounding, collision, etc.; everything is insured that is not expressly excluded.

In the event of damage, new parts are often used for restoration instead of the damaged used parts. This increases the value of the damaged boat. This increase in value (difference between new and used parts) will not be deducted. So no deductions new for old. Further information can be found in the respective conditions.

Insurance cover for your boat/yacht is provided for trips, transportation and stays within the sailing area on water and on land specified in the policy. In particular, the winter storage risk outside of waters in halls is therefore also included.

First and foremost, the policyholder (boat owner) is responsible for determining the value of the boat. Appraisals, valuations, other proof of value or photos are particularly helpful in this regard.

The insurer shall also reimburse expenses for lifting the wreck and for its removal (disposal costs). For further information, please refer to the relevant conditions.

Yes, a suitable anti-theft device must be fitted.

Yes, your outboard motor is included in the fully comprehensive insurance (all risks cover). It is important that you include the value in the sum insured.

(Example boat 40,000 euros / outboard 12,000 euros = total sum insured 52,000 euros)

These are items necessary for the practice of water sports, for example binoculars, compasses, measuring instruments and other nautical equipment that are not permanently attached to the vessel.

Yes, there is a no-claims bonus for boat and yacht hull insurance. The highest discount level is 40%.

You can insure your trailer against theft, fire, lightning, explosion and storm.

Yacht insurance

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The combination of breakdown service and insurance saves the insurance companies money.

The result is a favourable insurance premium for your boat.

Together with our partners we stand for competent and fast claims handling!

Imprint of the SeaHelp Insurance Broker GmbH

SeaHelp Insurance Broker GmbH

Managing Directors: Wolfgang Dauser, Robert Perger
Röschenweg 5 | 4801 Traunkirchen | Austria
+43 (0) 7617 - 21921 90
Office hours

Monday to Friday: 09:00 - 12:00 hours and 13:00 - 16:00 hours

Bank details

Bank: Sparkasse OOE
IBAN: AT50 2032 0321 0036 0315

Contact form SeaHelp Insurance Broker GmbH

Rechtliche Hinweise der Sea-Help Insurance Broker GmbH:

Die Sea-Help Insurance Broker GmbH, im folgenden Sea-Help genannt, prüft und aktualisiert die Informationen auf ihrer Website ständig. Trotz aller Sorgfalt können sich die Daten inzwischen verändert haben. Eine Haftung oder Garantie für die Aktualität, Richtigkeit und Vollständigkeit der zur Verfügung gestellten Informationen kann daher nicht übernommen werden. Nachdruck, auch auszugsweise, nur mit schriftlicher Genehmigung der Redaktion. Entwürfe und Pläne unterliegen dem Schutz des Urheberrechts. Informationen und Preise ohne Gewähr. Für unverlangt eingesandte Manuskripte und Fotos erfolgt keine Haftung.

Gleiches gilt auch für alle anderen Websites, auf die mittels Hyperlink verwiesen wird. Sea-Help ist für den Inhalt der Websites, die aufgrund einer solchen Verbindung erreicht werden, nicht verantwortlich.
Des Weiteren behält sich Sea-Help das Recht vor, Änderungen oder Ergänzungen der bereitgestellten Informationen vorzunehmen.

Inhalt und Struktur der Sea-Help-Website ist urheberrechtlich geschützt. Die Vervielfältigung von Informationen oder Daten, insbesondere die Verwendung von Texten, Textteilen oder Bildmaterial bedarf der vorherigen Zustimmung von Sea-Help.


Sea-Help Insurance Broker GmbH ist Gewerblicher Versicherungsmakler und Berater in Versicherungsangelegenheiten gemäß § 94 Zi 76 GewO 1994 und als solcher mit der Nummer Gisa-Zahl 32509465 in das Versicherungsvermittlerregister eingetragen.

Diese Eintragung kann unter überprüft werden. Die Sea-Help Insurance Broker GmbH ist von den Versicherern bevollmächtigt, Prämien entgegenzunehmen.

Informations- und Marktgrundlagen

Sea-Help Insurance Broker GmbH ist eine der führenden Spezialisten für Yachtversicherungen. Um unseren Kunden den perfekten Versicherungsschutz zu bieten bedarf es mehr, als nur Preis und Leistung zu vergleichen. Es geht auch darum, die unterschiedlichen Anforderungsprofile von Bootseigentümern zu verstehen und zu würdigen. Wir sind Ihr Ansprechpartner für Bootsversicherungen, Yacht und Motoryachtversicherungen.

Es wird darauf aufmerksam gemacht, dass Sea-Help Insurance Broker GmbH Ihnen ausschließlich die eigenen mit den beteiligten Versicherern erarbeiteten Versicherungsprodukte anbietet und eine weitergehende Beratung oder Auswahl von anderen Versicherern oder Produkten nicht leisten kann. Andere Sparten als die Versicherungszweige “See-, Binnensee-und Flussschifffahrt werden derzeit nicht angeboten.

Unsere Vergütung für die Vermittlung von Versicherungsverträgen erfolgt in Form einer prozentualen Provision und einer Aufwandsentschädigung pro vermitteltem Versicherungsvertrag.

Die auf diesen Websites enthaltenen Informationen stellen keine Beratung über die Produkte oder die dargestellten Sachverhalte dar, sofern nicht ausdrücklich anderes dargestellt wird. Die angegebenen Informationen dienen somit ausschließlich Informationszwecken und stellen – sowohl nach österreichischem als auch nach ausländischem Versicherungs- und Vermittlerrecht – weder eine Aufforderung, ein Anbot oder eine Annahme zum Abschluss eines Vertrages oder sonstigen Rechtsgeschäftes, insbesondere zu einem Versicherungsprodukt oder einer Dienstleistung seitens SeaHelp dar oder sollen eine derartige Entscheidung beeinflussen. Jede konkrete Entscheidung für den Kauf oder Verkauf eines Versicherungsproduktes oder einer Dienstleistung sollte erst nach einem Beratungsgespräch erfolgen. Die Inhalte dürfen nicht als Vermögens-, Rechts- oder Steuerberatung ausgelegt werden.

Wirtschaftliche Verflechtungen:

Der Versicherungsmakler besitzt keine direkte oder indirekte Beteiligung von über 10% an den Stimmrechten oder am Kapital eines bestimmten Versicherungsunternehmens, umgekehrt besitzt auch kein bestimmtes Versicherungsunternehmen oder das Mutterunternehmen eines bestimmten Versicherungsunternehmens eine direkte oder indirekte Beteiligung von über 10% an den Stimmrechten oder am Kapital des Versicherungsmaklers.


Für die außergerichtliche Hilfe zur Klärung von unterschiedlichen Auffassungen, die Versicherungen betreffen, steht Ihnen folgende Beschwerdestelle zur Verfügung:

Rechtsservice- und Schlichtungsstelle der Wirtschaftskammer Österreich

Versicherungsaufsichtsbehörde Österreichische Finanzmarktaufsicht
Schlichtungsstelle Finanzmarktaufsicht:
Otto Wagner Platz 5
1090 Wien
Tel: (+43-1) 249 59 – 0