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The wording "unforeseen damage caused from outside" is a central concept in insurance law – especially in hull insurance for motor vehicles, yachts and boats – for delimiting covered risks. It defines which events are considered "insured accidents" or "insured damage". In the following, Robert Perger from SeaHelp Insurance explains the legal meaning in detail. "Unforeseen" – What does that...
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There are many ways to protect boats and yachts from theft; in addition to mechanical methods, there are now many electronic ways to protect against thieves. A relatively new type of theft protection, which is already used for valuable classic cars and comparable goods, is microdot marking. SeaHelp explains what this is and what the advantages and disadvantages are. What...
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Windhosen (waterspouts) on the water are indeed a rare weather phenomenon, yet skippers traveling with their yachts in Europe can still be confronted with them. "Spectacular waterspout and first snow of the year: Winter onset in Mallorca", reports the Mallorcazeitung on November 21st; up to three centimeters of snow fell, and an "impressive Cap de Fibló" (a waterspout) occurred over...
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A boat hook is an inconspicuous but extremely useful and versatile tool on board – every boat, whether a yacht or a dinghy, should have one (larger boats and yachts should have two). How are they best handled, what material should they be made of, and where should they be stored on board? It happened at the end of the...
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Boat hull insurance is designed to protect the owner from financial risks arising from damage to their own yacht—e.g., due to grounding, collisions, theft, storms, or lightning strikes. As a rule, boat hull insurance covers all damage that may be caused to the boat by external influences. In this article, we clarify whether this also includes the sinking of a...
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Retrofitting solar panels (photovoltaic systems) on boats and yachts is a sensible measure for greater self-sufficiency on board—especially for sailors, long-distance crews, or owners who want to anchor in quiet bays for extended periods. However, there are some important technical, safety, and legal aspects that should be considered during installation. Self-sufficient on board: To ensure that lights, refrigerators, electric outboard...
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Anchoring is not a matter of chance, but rather a combination of good preparation, technical understanding, and common sense. Those who can anchor a 50-foot yacht safely and confidently will not only enjoy relaxing hours in beautiful bays, but also gain the trust of their crew—and the feeling of having truly arrived. Anchoring is not rocket science, but good preparation...
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Adriatic seagrass meadows are threatened by coastal land reclamation, polluted wastewater, fish farms, and the use of trawl nets, but also by boats and yachts anchoring freely. Biopressadria, a cross-border strategy to reduce biodiversity loss along the Adriatic coast, shows skippers how to behave correctly. Many skippers – whether locals or tourists – enjoy sailing the Adriatic during the summer...
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Our news article dated July 17, 2025 discussed how best to behave during a a lightning strike on a yacht and what needs to be taken into account to prevent or minimize damage caused by lightning strikes. The innovative new DDCE lightning protection system from Dinnteco International goes one step further by not “catching” the lightning and conducting it to...
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